Current Rates

Interest rates and annual percentage yield (APY) are effective September 16, 2013.

Rates are updated periodically and are subject to change daily.  Fees may reduce
earnings.  Penalty for early withdrawal.  Fees may apply if you fall below the Minimum
Balance (Min. Bal.). 

Call one of our local branches for current market rates.

 

September 16, 2013
Certificate of Deposit Rates 

  Term Rate APY Min. Bal.
  1 Month 0.01 0.01 $1,000.00
  2 Months 0.02 0.02 $1,000.00
  3 Months 0.07 0.07 $1,000.00
  6 Months 0.10 0.10 $1,000.00
  12 Months 0.30 0.30 $1,000.00
  18 Months 0.50 0.50 $1,000.00
  30 Months 0.65 0.65 $1,000.00
  5 Years 1.00  1.00 $5,000.00
 Certificate of Deposit 6 months or longer has a penalty of 180 days.  Certificate of Deposit 90 days or less has a penalty of 31 days.  

 

IRA Rates

  Rate Min. Bal
  IRA 0.45 N/A

 

Jumbo's

Term Rate APY Min. Bal
  1 Month 0.01 0.01 $100,000
  2 Months 0.02 0.02 $100,000
  3 Months 0.07 0.07 $100,000
  6 Months 0.10 0.10 $100,000
  12 Months 0.30 0.30 $100,000
  18 Months 0.50 0.50 $100,000
  30 Months  0.65  0.65  $100,000
  5 Years 1.00  1.00  $100,000
 Certificate of Deposit 6 months or longer has a penalty of 180 days.  Certificate of Deposit 90 days or less has a penalty of 31 days.  

 

Standard Accounts

Term Rate APY Min. Bal
  Savings 0.03 0.03 $100
  NOW 0.01 0.01 $1,000
  MMDA 0.01 0.01 $1,000
  Premier 0.01 0.01 $0